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Should You Hire a Contractor or Do It Yourself


By The Ladd Group, #1 Real Estate Team in Oregon

One of the most common questions we hear from homeowners in Bend is whether a renovation project should be handled by a professional contractor or tackled as a do-it-yourself project. The answer is rarely one-size-fits-all. Your decision can impact not only your budget and timeline, but also the long-term value and marketability of your home.

At The Ladd Group, we help clients think strategically about improvements, especially when resale value is part of the equation. Below, we break down the key factors Bend homeowners should consider when deciding between hiring a contractor and going the DIY route.

Understanding the Scope of the Project

Complexity Should Guide the Decision

The first question to ask is how complex the project truly is. Cosmetic updates such as painting, installing shelving, or replacing hardware are often manageable for homeowners with basic tools and time. Larger projects involving structural changes, plumbing, electrical work, or permits typically require professional expertise.

In Bend, buyers are increasingly detail-oriented. Poorly executed work, even on smaller projects, can raise red flags during inspections and negatively affect resale negotiations. Knowing your limits is essential.

If the project impacts safety, structure, or core systems, hiring a licensed contractor is usually the smarter choice.

Cost Considerations Beyond the Surface

DIY Is Not Always the Cheaper Option

Many homeowners assume DIY automatically saves money, but that is not always the case. While you may reduce labor costs, mistakes, material waste, and extended timelines can quickly add up.

Contractors often receive better pricing on materials, have established processes, and complete projects more efficiently. In Bend’s real estate market, a professionally completed renovation often yields a higher perceived value than a visibly DIY project, which can offset the initial cost difference.

When resale is a factor, buyers are often willing to pay more for quality and peace of mind.

Time Investment and Lifestyle Impact

Your Time Has Value Too

DIY projects require a significant time commitment. Between planning, sourcing materials, learning new skills, and completing the work, even small projects can stretch on for weeks or months.

In a lifestyle-driven market like Bend, homeowners value balance and flexibility. If a project disrupts daily living or drags on indefinitely, the stress can outweigh the savings.

Contractors bring efficiency and structure, allowing you to focus on work, family, and enjoying the Bend lifestyle while the project moves forward on a defined timeline.

Permits, Codes, and Local Requirements

Bend Has Standards That Must Be Met

Many renovations require permits and must meet local building codes. Licensed contractors are familiar with Bend’s permitting process and inspection requirements, thereby reducing the risk of compliance issues.

Unpermitted or non-code-compliant work can create complications when selling a home. Buyers and inspectors often flag these issues, leading to delays, price reductions, or required corrections before closing.

From a resale standpoint, properly permitted and documented improvements protect both value and transaction smoothness.

Quality of Finish and Buyer Perception

Buyers Can Tell the Difference

In Bend, buyers expect a certain level of finish, especially in competitive price ranges. Uneven tile, inconsistent flooring, visible patchwork, or mismatched materials can detract from an otherwise appealing home.

Professional contractors deliver consistent results that align with buyer expectations. This is particularly important for kitchens, bathrooms, flooring, and exterior improvements, which carry significant weight in resale value.

DIY projects may be satisfying personally, but they should meet professional standards if resale is part of your plan.

Which Projects Are Typically DIY-Friendly

Where Homeowners Can Add Value Safely

Some projects are well-suited for DIY and can positively impact value when done correctly. These include interior painting with neutral colors, basic landscaping improvements, replacing light fixtures, updating cabinet hardware, and installing shelving or closet systems.

These updates enhance presentation and functionality without introducing structural or safety risks. In Bend, curb appeal and interior freshness matter, and thoughtful DIY work can make a strong impression.

The key is keeping the work clean, cohesive, and aligned with the home’s overall style.

Projects That Strongly Benefit from a Contractor

Where Professional Expertise Matters Most

Certain projects consistently benefit from professional execution. Kitchen remodels, bathroom renovations, flooring installation, roofing, window replacement, and any work involving plumbing or electrical systems should typically be handled by licensed professionals.

These upgrades often have the greatest impact on resale value in Bend. Buyers expect them to be done correctly, efficiently, and with quality materials.

Hiring a contractor for these projects reduces risk and increases confidence for future buyers.

The Impact on Appraisals and Inspections

Documentation and Workmanship Matter

When a home is appraised or inspected, the quality and legitimacy of improvements come under scrutiny. Contractor-completed work with permits and receipts is easier to justify in valuation discussions.

DIY projects without proper documentation may not fully contribute to the appraised value and can raise questions during inspections. In some cases, they can even reduce buyer confidence.

From a transaction standpoint, professional work often creates a smoother path to closing.

Hybrid Approaches Can Work Well

Combining DIY and Professional Help

Many Bend homeowners find success with a hybrid approach. This may involve hiring a contractor for core work while handling finishing touches independently.

For example, a contractor might handle plumbing, electrical work, and installation, while the homeowner manages tasks such as painting or décor updates. This approach strikes a balance between cost savings, quality, and risk management.

Strategic planning ensures the final result feels cohesive and market-ready.

Thinking Ahead to Resale in Bend

Every Decision Should Support Long-Term Value

Bend’s real estate market rewards thoughtful upgrades that align with lifestyle expectations. Outdoor living spaces, functional layouts, energy-efficient features, and high-quality finishes consistently resonate with buyers.

When deciding between DIY and hiring a contractor, the question should not only be what you can do, but what will best protect and enhance your home’s future value.

At The Ladd Group, we help homeowners evaluate renovation decisions through a resale-focused lens, ensuring improvements support both enjoyment and return on investment.

Frequently Asked Questions

Does DIY work hurt resale value?

Not necessarily, but poorly executed or unpermitted work can negatively impact buyer perception and inspections.

Which renovations add the most value in Bend?

Kitchens, bathrooms, outdoor living spaces, and functional layout improvements tend to offer the strongest returns.

Do buyers prefer contractor-completed work?

In most cases, yes. Buyers value quality, permits, and professional craftsmanship.

Can DIY projects still be worthwhile?

Yes, especially for cosmetic updates that improve presentation without affecting core systems.

How can we decide what approach is best?

Consulting with The Ladd Group allows homeowners to align renovation decisions with current market expectations and long-term resale goals.

Final Thoughts

Choosing whether to hire a contractor or take on a DIY project is a balance of skill, time, budget, and long-term goals. While DIY can be rewarding and cost-effective for certain updates, professional work often delivers stronger results for major improvements, especially in a competitive market like Bend.

If you are planning renovations and want guidance on which projects will add value and which approach makes the most sense, The Ladd Group is here to help.

Connect with our team and learn how we can support your real estate decisions in Bend, Oregon.



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