The real estate market in 2025 continues to spark curiosity among home buyers and sellers, especially in high-demand areas like Bend, Oregon. From pricing and financing to views and local regulations, the most searched questions online reflect the practical concerns of people exploring property in Central Oregon.
This blog answers the top queries this year, offering clear, location-specific information that helps you make informed decisions in one of Oregon’s most desirable communities.
1. What Are Mortgage Rates This Year?
Mortgage rates can vary. National factors like inflation, Federal Reserve policy, and bond market volatility influence interest rates across the country. In Central Oregon, buyer demand in communities like Bend contributes to overall pricing strength.
Buyers should get rate quotes from local lenders. Pre-approval gives you clarity before making offers and increases your negotiating power.
2. Is 2025 a Good Time to Sell in Bend?
This question is common among homeowners watching the market. Bend remains appealing to luxury buyers seeking design-forward homes with resort-style amenities. Well-priced listings that offer quality finishes, outdoor features, and desirable views are attracting serious attention.
Sellers who time their listings thoughtfully, stage appropriately, and work with a local expert see strong offers.
3. What’s the Step-by-Step Buying Process Locally?
Newcomers often search for the full buying process. Here’s how it typically unfolds in Bend:
- Obtain a mortgage pre-qualification to set your price range
- Partner with a local agent to identify properties aligned with your lifestyle and goals
- Submit offers based on local comparables and professional guidance
- Order inspections, appraisals, and review all disclosures
- Close the transaction through a local title company or attorney
Your agent will navigate you through each stage and help manage contract timelines and communication with all parties involved.
4. How Much Are Homes Selling for Here Right Now?
In mid-2025, luxury homes in Bend typically list and sell between $1 million and $4 million. The final price depends on lot size, community location, construction quality, and view orientation.
A comparative market analysis can show you what homes similar to yours are selling for or identify the right range for your purchase.
5. Can You Get Homes with Mountain or Golf Course Views?
Yes. View properties are highly sought after in Bend. The city’s landscape is partitioned by the Deschutes River, and its real estate market typically includes homes with river views. Some residences also yield views of nearby golf courses or the distant Cascade Mountains. The orientation of a home towards any of these features can add substantial value.
Buyers should ask for specifics when touring homes, and sellers should make sure these features are highlighted in all marketing materials.
6. What Are Property Taxes and HOA Fees Like?
Buyers consistently search for cost transparency. Property taxes in Bend fall under Deschutes County guidelines, typically around 1.1% of assessed value, though improvements and recent sales can affect this. HOA fees vary by subdivision but often include road maintenance, landscaping, and design review services.
It’s wise to review CC&Rs, financial reports, and meeting minutes to understand what’s included.
7. How Does Bend Compare to Tetherow?
Tetherow is a master-planned community that provides a luxury environment with newer homes. Buyers in this area prioritize sophisticated design and access to exclusive amenities, such as the championship golf course.
Conversely, the broader Bend real estate market presents a greater variety of home prices and architectural styles, including historic bungalows and contemporary houses. Many of Bend’s residential areas are known for their walkability and convenient access to the city’s vibrant downtown, local parks, and social fabric.
8. What Financing Options Are Most Common?
In 2025, the most frequent loan options include conventional fixed-rate mortgages and jumbo loans. Adjustable-rate products remain available, though most buyers in Bend prefer predictable monthly payments.
If you’re buying at higher price points, working with a local lender experienced with portfolio and jumbo financing is especially helpful.
9. How Long Do Homes Stay on the Market?
Many want to know how fast homes are selling. In Bend, homes priced to reflect current demand typically go under contract in 30 to 60 days. High-end listings with custom features may take longer, while turnkey homes with strong curb appeal can sell more quickly.
An experienced listing agent can help position your home to shorten days on market.
10. How Do Seasonal Trends Affect Market Activity?
Seasonality impacts inventory and buyer traffic. The spring and summer months bring the most listings and activity, especially when the weather is favorable for showings and outdoor amenities shine.
If you’re selling, early spring is typically the best time to list. Buyers willing to shop in the winter may encounter less competition and have room to negotiate.
11. What Amenities Are Buyers Searching For Now?
In 2025, buyers have consistently looked for:
- Covered patios, outdoor kitchens, and fire pits
- EV-ready garages or existing charging stations
- Flexible interior spaces for remote work or exercise
Sellers should highlight these features during showings and in listing descriptions. Buyers should identify must-haves early in the process to move quickly when the right home becomes available.
Reach Out to The Ladd Group
The Ladd Group offers tailored support to buyers and sellers in Bend and throughout Central Oregon. Whether you’re preparing to list a home or navigating your first purchase, they provide professional insight and timely communication. The team stays informed on market trends, financing strategies, and local zoning updates so you don’t miss a step.
You’re invited to contact
The Ladd Group today to schedule a consultation, explore available listings, or request a property valuation. With their guidance, you can make confident real estate decisions in Bend and beyond.
